Buy Before You Sell
A step-by-step guide to your Buy Before You Sell transaction
Upgrade to your next dream home without the stress of selling first. With the Buy Before you sell, you can qualify for a new mortgage even while still carrying your current one. This innovative solution helps you move forward confidently, making it easier to transition into the perfect home without unnecessary delays or financial roadblocks.
Benefits
- Remove your current mortgage payment from your debt-to-income (DTI) ratio so you can qualify for more when buying your new home.
- Sell your current home up to 180 days after purchasing your new one.
- Affordable one-time flat program fee of $2,500 – the most cost-effective buy-before-you-sell solution available.
- Guaranteed profits – sell within 180 days and keep 100% of the sale proceeds, or receive 90% of the profits if the home sells later.
Eligibility
- Minimum 25% equity in your current home
- Minimum 3% down payment on your new home
- New property must be a primary residence
- Available for both conventional and jumbo loans
NEXT STEP
Get your personalized consultation today.
- No obligation required
- No hit on your credit score
- Quick and hassle-free process
- No paperwork needed
Buy Your Next Home Before You Sell
So, you and your family are ready to move into your next home but aren’t sure how to handle the timing of selling your current one. Fortunately, there’s a program that lets you buy first, move in, and then sell on your terms.
That means no double moves, no stressful contingencies, and no pressure. Just one smooth transition into the home of your dreams!
1. FIND YOUR NEXT HOME
Whether you’ve already picked out your dream home or you’re still searching, you can shop confidently knowing you won’t be stuck waiting to sell first. Your offer will be stronger, since it won’t be tied to the sale of your current home.
2. UNLOCK YOUR EQUITY
Access the equity in your current home early and use it as a down payment on your new home. This gives you the flexibility to move forward now instead of waiting for your old home to sell.
3. MAKE A NON-CONTINGENT OFFER
Once your equity is unlocked, you can write a non-contingent offer on your new home. This makes your family’s offer stand out in today’s competitive market and gives you peace of mind that you won’t lose the home you love.
4. MOVE IN FIRST
You and your family get to move into your new home right away. No juggling showings, no rushed packing, and no stress of lining up two closings at once.
5. SELL YOUR OLD HOME NEXT
Once you’re settled, your old home can be listed, staged, and sold for top dollar. Since it’s vacant and prepared properly, it’s often easier to sell and can command a higher price.
6. HAVE A BACKUP PLAN
If your current home doesn’t sell right away, you’ll have a built-in backup plan so you’re not stuck with two mortgages. That safety net lets you and your family move forward with confidence.
Buy your next home first, sell your old one after—it’s that simple.
With this program, you and your family get the freedom, flexibility, and confidence you deserve to make your next move stress-free.