Great For Home Improvements
Home Equity Loan
You need cash for upgrades, debt payoff, or big goals—but you don’t want to lose your great first-mortgage rate or gamble on a variable HELOC.
Benefits
- Stable fixed rate & predictable payment
- Leverage your home’s equity without giving up your low-rate first mortgage.
- Get immediate access to funds in one convenient lump sum.
- Choose from flexible fixed-rate terms of 10 or 20 years.
- Use your cash your way—whether for renovations, debt consolidation, or new investments.
Eligibility
- Up to 85% Loan-to-Value (LTV) allowed
- Minimum credit score requirement: 680
- Maximum Debt-to-Income (DTI) ratio: 50%
- Eligible property types: Single-Family Residences, Condos, PUDs, and Site Condos
NEXT STEP
Get your personalized consultation today.
- No obligation required
- No hit on your credit score
- Quick and hassle-free process
- No paperwork needed
Tap Into Your Home’s Equity with a HELOC
Your home is more than a place to live — it’s also one of your biggest financial assets. With a Home Equity Line of Credit (HELOC), you can leverage the equity you’ve built to pay down high-interest debt, cover major expenses, or invest in new opportunities. Best of all, our fully automated online process makes it simple — with funding available in as little as five business days.
Why Choose Our HELOC?
- Fast Access to Cash: Borrow against your home’s equity with a flexible line of credit.
- Wide Property Eligibility: Available for primary residences, second homes, and investment properties.
- Flexible Repayment: Choose repayment terms of 10, 15, 20, or 30 years.
- Immediate Funds: Receive 100% of your loan at closing.
- No Out-of-Pocket Costs: Zero upfront expenses due at closing.
- No Title Report Required: Saving you time and money.
- Seamless Experience: Enjoy a fully automated underwriting process from start to finish.
The Bottom Line
A HELOC gives you the financial flexibility to handle today’s needs while planning for tomorrow. Whether you want to consolidate debt, fund home improvements, or invest in your future, a HELOC can help you do it smarter.